Kinesis Money – Gold/Silver Backed Crypto – KAU/KAG. Buy from the Kinesis website or Bitmart and Emirex exchanges. Hold in a hardware or software wallet. You can also spend your Gold/Silver using the upcoming Kinesis Virtual MasterCard. This crypto is physically backed by silver/gold in vaults across the globe and audited biannually. You can also redeem your crypto for physical metals at any time.
Kinesis has their own exchange on their website, where you can trade crypto or precious metal tokens. Bitmart and Emirex exchanges also trade the gold/silver tokens, but have very low liquidity. So you may need to use the website if you need to buy larger quantities. Kinesis does charge a 0.45% fee to withdraw KAU/KAG coins to your software/hardware wallet. Also, if you are trying to make a large purchase and there is not enough liquidity on the Kinesis exchange, you will need to Mint the tokens. Basically, Kinesis will order the physical metal and mint/create the coins into existence – they charge a 0.45% fee for this. Physical redemption also has a fee of 0.45%. Transferring Fiat to Kinesis using ACH or Sepa will cost you about 2%. So it might be cheaper to transfer crypto to Kinesis and exchange it for precious metals. The exchange has a 0.22% fee.
If you just want to buy a little bit, it might make more sense to use Bitmart or Emirex exchange – if you have access.
I was told the KAU/KAG coins live on a modified Stellar blockchain. Not really sure what that means – or whether or not we can send those coins to any Stellar compatible wallet.
https://kinesis.money/
1 Kinesis gold (KAU) = 1 gram of physical gold bullion.
1 Kinesis silver (KAG) = 1 ounce of physical silver bullion.
https://kinesis.money/gold/
https://kinesis.money/silver/
Fully allocated ownership
Every KAG is underpinned by physical silver bullion which is fully allocated, and held in your name, at all times. If you hold KAG, you own the underlying physical silver held in independent, fully insured vaults, across the globe.
Redemption
The investment-grade, physical silver bullion underpinning KAG can be redeemed at any time. Take delivery from as little as 200oz of your fine silver from localised redemption hubs across 6 continents.
Kinesis Virtual Card
The Kinesis Virtual Card lets you spend your KAU, KAG and crypto in real-time, anywhere in the world – converting your assets at the exact moment you spend.
Use KAG as money with the Kinesis Virtual Card, converting digital assets at the moment of purchase. Earn a return on your KAG spending, holding or trading – with yields paid monthly in physical silver.
Audited
All of the investment-grade silver behind KAG is subject to independent, biannual audits completed by a leading commodity audit specialist, confirming full allocation, stated quantity and quality (999 fineness) of all silver bars.
https://kinesis.money/kinesis-virtual-card/
Kinesis virtual card – The upcoming Kinesis Virtual Card (Pre-register) promises to transform monetary transactions by enabling users to spend gold, silver, and cryptocurrencies like traditional currency, with instant conversion during purchases.
https://shop.kinesis.money/product-category/hardware-wallets/
Kinesis Hardware Wallets
https://kinesis.money/about-us/fees/
Assets:
Buy or sell gold (KAU) and silver (KAG) bullion at the quoted market price, via the Kinesis dashboard or the Kinesis Pro exchange: 0.22% fee
Buy or sell gold (KAU) and silver (KAG) bullion using limit order, via the Kinesis Pro exchange: 0.22% fee
Trade assets via the Kinesis Home dashboard using the Buy/Sell widget: 0.22% fee
Trade assets via the Kinesis Pro exchange: 0.22% fee
Send gold (KAU) and silver (KAG) to another Kinesis account: 0.45% fee
Send gold (KAU) and silver (KAG) to/from an external Wallet: 0.45% fee
Store your gold (KAU) and silver (KAG) on an allocated basis with Kinesis: 0% fee
Buying Assets:
United States Instant ACH Bank Transfers 1.99%
European Union Instant Bank Transfer (Instant SEPA via Open Banking) First 6 months fee 0.2%
Kinesis Virtual Card fees :
Conversion fee on instant gold, silver or digital asset transactions 0.22%
Kinesis Virtual Card cashback plan:
Sign-up fee 0.00
Monthly subscription fee 6.99 per month ($/£/€)
Annual subscription fee (one month discount) 77 per year ($/£/€)
Cashback in gold on card purchases 2% up to $2000 per month*
Kinesis Virtual Card basic plan:
Sign-up fee 0.00
Monthly subscription fee 0.00 per month
Annual subscription fee 0.00 per year
Cashback in gold on card purchases 0%
Minting:
Mint deposit from outside of the Kinesis platform: $0 per transaction
Mint deposit from the Kinesis platform: $25 per transaction
Mint trade execution fee: 0.45% per transaction
Fees for withdrawing digital assets from the Kinesis platform:
Kinesis gold (KAU) 0 (standard 0.45% transaction fee will be charged)
Kinesis silver (KAG) 0 (standard 0.45% transaction fee will be charged)
Kinesis Velocity Token (KVT) 0.0004 KVT
USD1 Stellar 1 USD1
USD1 ERC-20 10 USD1
Fees for physical redemption of gold and silver bullion:
KAU 0.45% + $100 + delivery fee
KAG 0.45% + $100 + delivery fee
Coinmarketcap has KAG (Silver) and KAU (Gold) listed:
https://coinmarketcap.com/currencies/silver/
https://www.bitmart.com/trade/en-US?symbol=KAG_USDT
https://emirex.com/spot/trading/kagusdt
https://coinmarketcap.com/currencies/gold-kau/
https://www.bitmart.com/trade/en-US?symbol=KAU_USDT
https://emirex.com/spot/trading/KAUUSDT
Here are a few articles/videos I found reviewing and explaining Kinesis Money:
https://kinesis.money/video-lessons/
Video Lessons – Learn everything the Kinesis Monetary System has to offer in our educational series.
https://medium.com/coinmonks/things-to-consider-before-venturing-into-kinesis-money-bridging-bullion-to-the-blockchain-a7cc34535972
Things to Consider Before Venturing into Kinesis Money — Bridging Bullion to the Blockchain
Oct 4, 2023
https://morssglobalfinance.com/kinesis-money-review/
Kinesis Money Review
By Morss Global Finance Team / January 12, 2025
https://youtu.be/9u_dCppjghU
Kinesis Money: An Unboxing, A Review, Some Criticism, and Recommendations
The Philosopher King 2.0
Nov 29, 2022
https://youtu.be/kjeIgIoGcd8
Digitalized Gold and Silver, should you TRUST it?
The Freedom Report
Premiered Dec 23, 2022
The whole reason why I own Gold and Silver is that I don’t want any counterparty risk. “If you don’t hold it, you don’t own it”, right? well, there is more than one reason why I decided to explore Kinesis Money as a way of diversifying the way that I own precious metals.
Today I invited CEO Thomas Coughlin into the show and I asked him the hard questions that most of my viewers would ask. Is Kinesis safe? why should anybody trust it? how paying yields are possible? how do we know is financially solvent?
https://youtu.be/zBeq1QOw50k
Kinesis Money Review – A Legitimate Gold-Backed Digital Currency?
The Austrian Investor
Apr 10, 2024
https://youtu.be/88URbePlnVY
Buying Gold and Silver on the Kinesis Platform
Kinesis Money
Jul 20, 2023
Check out my Crypto Cards page where I mentioned the Kinesis Virtual Card: https://propheticmoney.com/crypto-cards/
Precious Metals Dealers: https://propheticmoney.com/did-you-know-precious-metals-dealers-accept-crypto-payments/
Precious Metals Prophecies: https://propheticmoney.com/precious-metals-exciting-dreams-and-price-points-prophetic-money/