Prophetic Money

Snippets of prophecies relating to crypto, stocks, and wealth transfer/money. Check me out on social media: https://linktr.ee/propheticmoney

Crypto Cards

NEW! Best Crypto Debit Cards for 2025 Compared

Crypto Debit cards allow you to spend your crypto at the store or online. And even let you withdraw cash from an ATM. The cryptocurrency is automatically converted into USD or Euro or other local currency during purchase. This is beneficial since you don’t need to transfer your crypto to the exchange and cash it out, before you can spend it.

Here are typical fees you need to review before selecting a card:
• Inactivity Fee – if you let you card sit unused for too long, you will be charged monthly fees
• Monthly/Annual Fee – some cards charge a monthly or an annual fee just for having the card
• Foreign Transaction Fee – most cards are denominated in either USD or EURO. This means if you are spending the cards in a foreign country that has its own local currency, you will typically have to pay of a foreign transaction fee up to 3.5% of the total transaction.
• Load / top-up fee – some cards charge you a percentage of the amount of crypto you send to the card
• Transaction fee – some cards charge you an additional fee for each transaction you make. Some fees apply to online payments, or pos (local store payment).
• ATM withdrawal fee – withdrawing cash from an atm often comes with an additional fee
• Sign-up fee – some cards make you pay $10 to $30 to activate your physical card. Often a virtual card that you add to google pay/apple pay has zero activation cost.
• Conversion fee – each card converts your crypto into fiat. Some charge much higher fees to do this, than others.
• Double conversion – depending on your country, the card may need to perform a double currency conversion. For example if your card is a EURO card and you are using USDT crypto, and are in a country with its own local currency. The card would convert USDT to EURO, and then another conversion from EURO to whatever the local currency is. I read reviews that some stores don’t allow double conversion resulting in card being declined. To avoid this, convert the crypto in your card to EURO yourself, ahead of time, this way only a single conversion needs to be done at the store.

Each card has its own jurisdiction. Meaning only people in specific countries can sign up for those cards. Some cards are normal crypto payment cards that require full KYC. But some cards are pre-paid cards with either limited or NO KYC required. Some cards don’t have a physical card, but only a virtual card, which you can use for online payments or wherever google/apple pay is accepted. Some cards like Volticard, have warnings, stating the virtual card may not be accepted everywhere because of lack of a “3d secure” feature.

Here are a few websites I found that will accept crypto as payment for anything you can imagine, from hotels and airplane tickets to video games and paying your bills.

Note: Many other U.S. websites like Newegg (electronics) accept crypto through Bitpay. So check out Bitpay to see what other sites accept crypto as payment in USA.

Here is additional Crypto Card related information that I couldn’t fit into the table:

Volet (Previously ADVcash) – https://volet.com/cards

  • Sorry, we do not provide our services to US citizens and residents of the USA whether located on US territories or abroad.
  • No fees for opening or closing an account, verification, monthly* or annual maintenance
  • Account inactivity fee $1/mo. Make a transaction at least every 6 months, and your Volet.com account remains free to use. If an account does not have any transactions for 6 months, a monthly inactivity fee of 1 USD is deducted from available funds.
  • https://volet.com/fees/personal
  • https://volet.com/cards

Crypto.com – https://crypto.com/us/cards

  • One-time physical Card Issuance Fee: US$4.99 for the order of the first physical Midnight Blue card
  • https://help.crypto.com/en/articles/5966563-crypto-com-visa-card-fees-and-limits-united-states
  • Inactivity: US$4.95 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.
  • Foreign Transaction Fee: 3% on all non-USD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo and Jade Green Cards (Effective December 1, 2022)

Choise (previously Crypterium) – https://choise.com/wallet/spend

Wirex – https://wirexapp.com/card

Bitpay – https://www.bitpay.com/card

  • 12/18/24: We’ve temporarily paused new BitPay Card applications while we improve the crypto debit card program. Join our waitlist to get updates.

Revolut – https://www.revolut.com/

Sologenic – https://sologenic.org/features/solo-card

  • Join waitlist

Uphold – https://uphold.com/en-gb/products/debit-card

Coinbase – https://www.coinbase.com/card

Ledger – https://www.ledger.com/cl-card

Bitsa – https://bitsacard.com/en/

Nexo – https://nexo.com/crypto-card

  • Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you need to complete identity verification.
  • Both physical and virtual Nexo Cards have no monthly, annual, or inactivity fees.

Bit2me – https://bit2me.com/suite/card

MEXC – https://otc.mexc.com/mexcCard

  • Supported Countries for the card application: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Luxembourg, Liechtenstein
  • Foreign Transaction Fee: 3.The transaction fee is 0 within the EEA area and 2% out of the EEA areas (0.60 EUR minimal per transaction). https://www.mexc.com/learn/article/17827791510043

Bybit – https://www.bybit.com/cards

  • Service Restricted Countries (as of 2024-12-18): As stated in Section 11.3 of the Service Agreement, Bybit does not offer services or products to Users in a few excluded jurisdictions including the United States, the Chinese Mainland, Hong Kong, Singapore, Canada, France, the United Kingdom, North Korea, Cuba, Iran, Uzbekistan, Russian-controlled regions of Ukraine (currently including the Crimea, Donetsk, and Luhansk regions), Sevastopol, Sudan, Syria, or any other jurisdictions in which we may determine from time to time to terminate the services at our sole discretion (the “Excluded Jurisdictions”). You should inform us immediately if you become a resident in any of the Excluded Jurisdictions or are aware of any Users based in any of the Excluded Jurisdictions. You understand and acknowledge that if it is determined that you have given false representations of your location or place of residence, the Company reserves the right to take any appropriate actions in compliance with this restriction or in compliance with the law of a relevant jurisdiction, including termination of any Account immediately and liquidating any open positions. We also do not offer services to persons or entities in the U.S. Treasury Department’s List of Specially Designated Nationals or Blocked Persons, the EU’s Consolidated Financial Sanctions List or the UK Sanctions List, or any entity that is owned or controlled (50 percent or greater) by a person or entity on such lists (hereinafter “Prohibited Parties”), or offer services that involve or otherwise benefit Prohibited Parties. You understand that the Company reserves the right to take any appropriate actions in compliance with this restriction or in compliance with the law of a relevant jurisdiction, including termination of any Account immediately and liquidating any open positions.
  • Free Card Issuance, No Annual Fees
  • Foreign Transaction Fee 0.5%-2%: https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card

Gate – https://www.gate.io/card

  • Gate Card is available in most countries in the European Economic Area.
  • No card sign-up fee or card membership fee when applying
  • Card Inactivity Fee (Applied after 12 months if card has not any transactions) 2 EUR

CEX – https://cex.io/getmydebitcard

Volticard – https://volticard.net/

  • These prepaid virtual debit cards do NOT have 3D Secure (like 2FA for card transactions) and, therefore, they will not be useable if the merchant/platform requires 3DS.
  • Visa, Mastercard or the issuing banks may choose to restrict their services in specific countries, regions or even for specific merchants. This is entirely at their discretion.
  • Merchants and PSPs may choose to not accept prepaid cards. This is out of our control and is covered by our terms and conditions.
  • Sign-up fee: $10 virtual card / $35 physical card
  • Monthly Maintenance Fee: no fee for virtual? / $12 Monthly Fee for physical
  • Bill Payments: Stores, credit cards, banks, vendors, auto, utilities and more. This service is currently only available in the USA, but more regions will be added soon. Pay your bills with crypto in less than 48 hours.
    • Fees: 2.5% + $ 3 per payment

Moon – https://paywithmoon.com/

  • they appear to have 2 cars – moon x card and moon 1x card
  • The Moon X Card is spendable in over 130 countries and we do not charge any FX fees or foreign transaction fees. There is a 1% fee on all purchases you make with the Moon X Card, with a minimum of $1.00 fee per transaction.
  • Are there any fees for the Moon 1X card? There are currently no fees for the Moon 1X Card.

Gnosis Pay – https://gnosispay.com/

Whitebit – https://whitebit.ge/en/wb-card

  • The User is not allowed to perform the operations related to the securities, including security tokens, instruments or contracts in terms of the security laws if the country of his/her citizenship/residence or the country from which the User accesses the Services, Platform, Website or mobile application is: USA, Canada, China, the UK, EU, Japan, etc.
  • Monthly/Annual service fee – Monthly 3 USD or Annual 24 USD or equivalent EUR/GEL

Whitebit Nova – https://whitebit.com/crypto-card

  • Can I Use the WhiteBIT Nova in My Region? Currently, the WhiteBIT Nova is available for users in the following regions: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, and Ukraine. If your region isn’t supported yet, you can subscribe to updates for future availability.
  • Are There Any Fees Associated With Using the WhiteBIT Nova? The WhiteBIT Nova offers a 0% fee structure. There are no fees for opening, maintaining, or closing the card, and no annual or monthly payments are required. The cashback feature is also fee-free, with cashback earned up to 10% on selected categories. However, a minimum claim amount of 5 EUR is required to redeem your cashback rewards. Also, if you plan to have a physical version of the card, the cost for delivery is 10 EUR.

Hyperpay – https://www.hyperpay.tech/card/

  • Introducing HyperCard, your global prepaid card for over 20 cryptocurrencies. With guaranteed payments and privacy protection, HyperCard sets itself apart by eliminating lockup requirements, offering easy applications, and providing cards with no country restrictions, zero threshold, and zero annual fees through ongoing events, all within 24 hours. Shop worry-free at 5,000+ merchants in 176 countries using assets like USDT, BTC, and ETH, while enjoying fee-free KYC and fast crypto-fiat exchange. Simplify your crypto spending – choose HyperCard today!
  • Who can apply for a physical card? Physical cards can only be applied for using a passport. Users from the following countries or regions are currently not eligible to apply for a physical Mastercard: Mainland China, Belarus, Cuba, North Korea, Democratic Republic of Congo, Central African Republic, Myanmar, Haiti, Iran, Libya, Russia, Syria, Somalia, Venezuela, Yemen, Zimbabwe, Donetsk, Luhansk, Zaporizhzhia, Kherson, and Crimea. Users from all other countries and regions can apply for a physical Mastercard using their passport.
  • issuing fee for virtual card $15

Retik Card – https://retik.com/

  • Prohibited Person – “Prohibited Person” shall mean any individual or legal entity that is (i) a national or resident of, or legal entity formed or incorporated within or subject to the laws of any United States embargoed or restricted country; (ii) solely with respect to the non-government sanctioned trading, mining, minting of digital assets or cryptocurrency, or support of the foregoing, a national or resident of, or legal entity formed or incorporated within, or subject to the laws of the People’s Republic of China; (iii) a national or resident of, or legal entity formed or incorporated within or subject to the laws of the Republic of Cuba, Democratic People’s Republic of North Korea, Islamic Republic of Iran, Libya, Republic of South Sudan, Republic of Sudan, Syrian Arab Republic, or the Crimea; (iv) included on, or affiliated with any Person on, the United States Commerce Department’s Denied Persons List, Entities List, or Unverified List; the U.S. Department of the Treasury’s Specially Designated Nationals and Blocked Persons List, Specially Designated Narcotics Traffickers or Specially Designated Terrorists, or the Annex to Executive Order No. 13224; the Department of State’s Debarred List; or UN Sanctions; (v) a Person with whom business transactions, including exports and re-exports, are restricted by a United States Governmental Authority, including each item listed in the foregoing clauses (i), (ii), (iii), (iv) and (v) and any updates or revisions thereto and any newly published rules therefore; or (vi) a subject or target of any other economic sanctions administered or enforced by the United Nations, the European Union, the United States of America, or the United Kingdom.

Mercuryo – https://spend.mercuryo.io/

Avalanche – https://www.avalanchecard.com/

  • join waitlist
  • Who is eligible for an Avalanche Card? The Avalanche Card will initially be available to individuals that are residents of countries in Latin America and the Caribbean. Residents or citizens of Cuba, Venezuela, Nicaragua, Russia, North Korea, Syria, Iran, along with the regions of Crimea, Luhansk and Donetsk are not eligible to sign up regardless of where they reside.

Sora – https://soracard.com/

  • How can I obtain SORA Card? To apply for SORA Card, you can visit Polkaswap.io or use SORA Wallet. The application process includes completing the KYC procedure, which involves providing personal information such as a selfie, an ID document, and proof of address. Once approved, you can order your physical card and set up your digital account and card.
  • Can I get SORA Card if I live in ___________? SORA Card is currently available for order to residents of EEA countries, subject to the successful completion of the KYC procedure. The approval of your application depends on passing KYC, which considers your residency (not nationality). Residents of countries outside the EEA can apply at a later stage. Please note that residents of certain countries like Russia, Iran, and DPRK are not eligible for SORA Card. For a complete list of restricted countries, please refer to soracard.com/blacklist. For example, a Russian national residing in France with a French resident permit can order SORA Card, whereas a Russian resident in Moscow cannot pass the KYC.
  • Monthly maintenance fee – 39 euro / year
  • Inactivity fee: 1.99 euro per mo after 3 months of inactivity

Fina – https://fina.cash/card

Holyheld – https://holyheld.com/

Damex / Ziglu – https://personal.damex.io/damex-and-co-branded-visa-cards/

  • Damex is Becoming Ziglu in Q1 2025 – https://www.ziglu.io/
  • Damex – Ziglu Migration. December 2024. Frequently Asked Questions:
    • I’ve received an email inviting me to Ziglu – what is happening to my Damex account? As you may have read, Damex’s retail arm has been acquired by Ziglu, one of the world’s leading licensed cryptocurrency platforms. We’re ready to officially join forces, so you can benefit from Ziglu’s platform.
    • If you are a UK or Gibraltar retail customer, we invite you to transfer your account and services with Ziglu.
    • If you are an EEA customer migration to Ziglu will be available in phase two, expected in Q1 2025.

Metamask – https://metamask.io/card

Trustee Plus – https://trusteeglobal.eu/cryptocard/

  • Card opening fee: 10 EUR

KuCard – https://www.kucoin.com/kucard

  • How do I apply for a KuCard? KuCard currently supports VISA. KuCard VISA is only available to citizens and residents of the European Economic Area (EEA). To be eligible, you must pass Identity Verification using a valid EEA-issued ID or passport.
  • KuCard Fee Schedule: https://www.kucoin.com/support/19364793951641

Bitget – https://www.bitget.com/cards/landing

  • The Bitget Premier Card is currently available exclusively to invited users. Once your application is approved, the virtual card will be activated immediately. We plan to gradually expand access to the card in the future, so stay tuned!
  • The Bitget Premier Card currently supports USDT, with more coins to be added in the future.
  • Bitget Card Fee Schedule and Spending Limit: https://www.bitget.com/support/articles/12560603803519
  • Inactivity fee: $1 per month will be charged after 12 months of inactivity (no transactions initiated by cardholders). The fee will stop once the cardholder resumes transactions, and the 12-month period will reset.
  • Foreign Transaction Fee: Visa and the issuing bank may also apply FX fees for non-USD transactions.
  • Restricted countries/regions: https://www.bitget.com/support/articles/12560603803973

Spritz – https://www.spritz.finance/

Utorg – https://www.utorgcard.com/

  • 1.1.7. Non-supported countries – a list of countries which are not supported by the platform: Afghanistan, American Samoa, Bahamas, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burundi, Cambodia, Central African Republic, China, Cuba, Democratic Republic of Congo, Egypt, Ethiopia, Gaza Strip, Ghana, Guam, Guinea-Bissau, Guyana, Iran, Iraq, Jamaica, Japan, Lao People’s Democratic Republic, Lebanon, Libya, Mali, Mauritius, Myanmar, Netherlands, Nicaragua, Nigeria, North Korea, Pakistan, Panama, Puerto Rico, Russian Federation, Samoa, Serbia, Singapore, Somalia, South Sudan, Sri Lanka, Sudan, Syria, The Northern Mariana Islands, Trinidad & Tobago, Tunisia, U.S. Virgin Islands, Uganda, United Kingdom, United States of America, Vanuatu, Venezuela, West Bank (Palestinian Territory, Occupied), Yemen, and Zimbabwe. https://www.utorgcard.com/en/terms-of-use

Bitpanda – https://www.bitpanda.com/en/card

Kinesis – https://kinesis.money/kinesis-virtual-card/

Exodus

Exodus Pay

Tangem Pay – https://tangem.com/en/blog/post/about-tangem-pay/

  • Tangem Pay begins its expansion in late November 2025 with a gradual rollout across
    • The United States – 33 supported states, including California, Florida, New York, Texas, and Illinois.
    • Latin America – 29 countries from Argentina to Uruguay.
    • Asia-Pacific and Beyond – Japan, Singapore, Australia, New Zealand, Hong Kong, the Philippines, South Africa, and the UAE.
  • https://tangem.com/en/cardwaitlist/
  • Tangem Pay is available to all Tangem Wallet owners who successfully complete a one-time identity verification (KYC) processed by our independent partner. You will need the Tangem app to activate and manage your card, and must be a resident of a supported country to be eligible.
  • https://x.com/Tangem/status/1986181248260116614
    • No transaction fees*. No monthly fees. Just instant spending. *Polygon gas fees and standard Visa FX charges apply for non-USD purchases.

Krak Card (Kraken exchange) – https://www.kraken.com/krak/card

Phantom Cash – https://phantom.com/cash

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